AI debt collection · SMS & voice · Québec
Recover more receivables,
without adding staff.
RecouvrIA runs human SMS conversations and voice calls with your debtors — fully automated by AI — to secure payments and arrangements at the right moment, in full compliance with Québec's OPC rules.
💸 Zero risk: you only pay a % of the amounts actually recovered.
The problem
Too many accounts, not enough hours.
Manual follow-ups are slow, costly and uneven. Many “dormant” files are never contacted at the right time — and every day that passes lowers the odds of getting paid.
Time-consuming follow-ups
Your agents spend hours dialing, calling, texting and tracking — one file at a time.
Limited recovery rate
Forgotten files, or ones contacted at the wrong time, end up written off.
Complex OPC compliance
Permitted hours, frequency, content: one misstep is expensive.
Switch software? No.
Nobody wants to migrate their whole system just to try a new tool.
The solution
An AI agent that talks to your debtors — by text and by phone.
RecouvrIA handles the conversation with the debtor from start to finish, over SMS and voice calls, humanely and automatically.
Conversational SMS
The AI personalizes every message, answers questions and objections, and proposes a realistic arrangement — payable by secure link or Interac e-transfer.
AI voice calls
A natural voice agent calls, listens, negotiates and confirms the agreement — for files that respond better to voice than to text.
Automated follow-ups
Smart multichannel reminder sequences (SMS and voice), gradual escalation, per-file tracking — nothing slips through the cracks.
Segmentation & timing
The right debtor, at the right time, with the right channel and tone — prioritized by amount and likelihood of payment.
Built-in OPC compliance
Permitted hours, frequency and content automatically respected, on SMS as on calls. Peace of mind guaranteed.
No migration
RecouvrIA works within your current way of doing things. No system to change, no heavy installation.
Preview
A conversation, not a robot.
Real conversations run by the agent, start to finish — negotiating an arrangement, defusing hostility, collecting by link or Interac e-transfer:
Integration
Plugged into your system. You change nothing.
You give us access to your current dashboard — RecouvrIA bridges the gap. The agent works your files, and you keep the tool you already know. No migration.
| Debtor | Total |
|---|---|
| Marie Tremblay | $480 |
| Karim B. | $2,899 |
| Sophie Roy | $1,466 |
| Marc Côté | $945 |
| Total recovered | $5,790 |
Preview of the reporting we run for you — illustrative data. We plug into your tool, no migration.
How it works
Up and running in days, without changing your system.
Connect to your way of working
We configure the agent to operate within your current software — no migration, no heavy install.
File segmentation
We prioritize smartly by amount, age, likelihood of payment and the best channel (SMS or voice).
Human SMS and voice calls
The agent reaches out, listens, negotiates an arrangement and collects — secure payment link or Interac e-transfer — by text or by phone, within OPC rules.
Payments & reporting
You watch payments come in, arrangements made, and a clear report by agent and by file.
Pricing
You only pay when you get paid.
No fixed fees, no risky subscription. Our compensation is a percentage of the amounts actually recovered through RecouvrIA. Our interests are 100% aligned with yours.
Performance-based. No risky setup fee.
- AI SMS + voice agent configured in your system
- Unlimited conversations, OPC-compliant
- Automated follow-ups, arrangements, payment links and Interac transfers
- Real-time reporting
- Ongoing support and tuning
Frequently asked
What agencies ask us.
Yes. The agent follows OPC rules: permitted contact hours, limited frequency, a respectful tone, and full logging of every exchange. You stay in control and can take over at any time.
Your files stay confidential and are used only for your own collections. The debtor's identity is verified before any disclosure, to avoid speaking to a third party.
No. RecouvrIA integrates into your current way of working — no migration, no heavy installation.
The agent detects distress or vulnerability, stops all pressure and routes to human follow-up. The goal is to help the person get back on track, not to harass them.
Performance-based: a percentage of the amounts actually recovered through RecouvrIA. No fixed fee, no risky subscription.
Let's talk
Recover more, starting this month.
Book a 20-minute demo. We'll show you the agent in action on a sample of your files — no commitment.
Book above or call us directly.